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What My Clients Say
02/08/2019 – lionherder
Steve was an absolute joy to work with. He spent both weekends and holidays driving me around to look at several places. After a short time he figured out exactly what I was looking for and found me the perfect home. We put in a bid and his excellent negotiation skills closed the deal…read more testimonials
09/22/2018 – dave haigh
Steve helped my Dad and I sell his home in Citrus Heights. Steve went above and beyond the call of service. I worked out of town during the week and only had the weekends to work on the place to spruce it up for sell. Steve came over several weekend to help with some of the tasks…read more testimonials
08/14/2018 – ladyk3011
Steve is one of the most ethical businessperson I know backed with lots of integrity. I was going to lose my home to a foreclosure about a year ago and he reached out to me not just through strategic marketing but he also came to my door personally…read more testimonials
08/01/2018 – 62mopar413
I have found Mr. Rich to be very honest and knowledgeable of the market. He goes over and above to achieve his outstanding customer service. He is very easy to work with, easy to reach, is responsive to needs, and puts your best interest first…read more testimonials
07/09/2018 – michellebuttram
I Found Mr Rich very helpful and knowledgeable about his profession in real estate. I gave him areas that I was interested in purchasing a home for me. He went out of his way and Beyond looking for exactly what I wanted, always keeping in touch with me and setting up appointments for me to view …read more testimonials
Real Estate Tips
11MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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04MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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I listen, I care, I do the right thing
Steve Rich
Coldwell Banker Residential
2200 Douglas Blvd. B200 Roseville, CA 95661
Email: s.rich@cbnorcal.com
Phone: (916) 798-8429
I constantly go above and beyond client expectations by making their lives better through Real Estate. To get the results you deserve, ask me today and I will provide the guarantees and solutions that will save time and money on your next home sale or purchase.

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